Your Financial Profile
Annual Household Income $85,000
$25,000$500,000
Monthly Debt Payments $300
$0$5,000
Loan Details
Down Payment 10%
0% (VA/USDA)30%
Interest Rate 6.8%
3.0%12.0%
Loan Term
Homestead Exemption Info
State
Monthly HOA Fee $0
$0 (No HOA)$1,000
Loan Type
🏠 Select a state above to see its Homestead Exemption details and deadline.
⚠️ Note: Homestead exemptions are NOT automatic in most states — you must apply. Missing the deadline means overpaying for a full year. Always verify current deadlines with your specific county assessor.
Estimated Max Home Price
$0
Based on your income and debts
Comfortable
Stretched
Over Budget
Calculating...
Monthly Payment Breakdown
Principal & Interest
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Property Tax
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Homeowner's Insurance
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HOA Fee
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PMI / MIP
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Maintenance Reserve
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True Monthly Cost
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💰 Upfront Cash Needed
Down Payment
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Closing Costs (~2–4%)
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Earnest Money Deposit
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Moving & Setup Buffer
~$3,000–$6,000
Total Cash to Have Ready
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